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Privacy Policy

Last updated: 10 October 2026

Information We Collect

When you create an account, we collect:

  • Email address — used for account registration via PlayFab
  • Username / display name — shown to other players in-game
  • Player code — a unique identifier generated by PlayFab
  • Friends — the players you add as friends and your friend requests, kept with your account by PlayFab

While you play, the following is stored temporarily in server memory:

  • Game board state (property ownership, cash balances, positions)
  • Trade offers, stock holdings, bond investments
  • Chat messages sent in a lobby or a game, kept in memory for that lobby or game only

Kept on our server's disk, for safety (see "Reports, blocks and bans" for how long): reports, with a reported message and up to 5 earlier messages by the same player; mutes and bans. The players you block are kept on your account if you are signed in.

Your browser's localStorage stores your session token and UI preferences (e.g., sidebar state). This data stays on your device and is not sent to us except for the session token used for automatic re-login.

How We Use Your Information

  • To create and manage your account
  • To enable real-time multiplayer gameplay
  • To allow other players to see your username and chat messages during a game
  • To show your friends whether you are online and which room or game you are in, and to let you invite them to play or watch
  • To restore your session when you return
  • To keep players safe: to act on reports, and to apply blocks, mutes and bans (see "Reports, blocks and bans" below)

Data Sharing

We share your data only in the following circumstances:

  • PlayFab (Microsoft) — your email, username, and authentication data are processed by PlayFab's identity service. Their privacy policy applies to that data.
  • Other players — your username and chat messages are visible to other players in the same game session and to people watching it. Your friends can see whether you are online and which room or game you are in (not once either of you blocks the other).

We do not sell your personal information to third parties.

Data Retention

  • Game session data, including chat, is stored in server memory only and is deleted when the game ends or the server restarts. Reports (with the reported messages), mutes, bans and the blocks of signed-in players are kept, for safety, until the deletion dates under "Reports, blocks and bans" below.
  • Account data (email, username, friends list) is retained by PlayFab for as long as your account exists. You can remove a friend at any time, and request deletion of your account (see "Your Rights" below).
  • localStorage data remains on your device until you clear it.

Reports, blocks and bans

  • Reports. When someone reports a message, that message and up to 5 earlier messages by the same player in that game are kept with the report, for safety. Reports about names and players are kept the same way. A report keeps the reason, an optional note, who reported whom (names, and PlayFab ids for accounts), the game and the time. We never keep IP addresses or emails with a report. The reported player is never told who reported them.
  • How long. Every report is deleted 12 months after it was made, whether or not it was closed. The message text, the earlier messages and the note are deleted 180 days after the report is closed. A report we send to the authorities about a child's safety is kept for 12 months from the day we send it.
  • Mutes and bans. A mute is kept until it ends, then 12 months. A ban is kept as long as it stands, then 12 months after it is lifted.
  • Blocks. If you are signed in, the players you block are kept on your account (their PlayFab ids and the dates only) until you unblock them or delete your account. A guest's blocks last until the browser is closed or the server restarts.
  • Deleting your account removes your blocks. Reports by or about your account stay until their deletion dates above, for safety.

See the Terms of Use for the rules.

Cookies & Tracking

We use three small cookies, only to keep players safe. None of them tracks you across sites:

  • Guest session (iu_gid): a random id for this browser session, so a block, a mute or a limit on messages and reports holds while you play. It ends when you close the browser.
  • Sign-in link (iu_pf): set after you sign in, so the players you blocked stay hidden as soon as a page opens. It ends when you close the browser or sign out.
  • Terms (iu_terms): remembers that you agreed to the Terms of Use, for 400 days.

We do not use web beacons or any other tracking technologies. We do not integrate analytics SDKs, advertising SDKs, or crash reporting tools.

Children's Privacy

Invest Up is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal data, contact us and we will take steps to delete it.

Your Rights

You may request:

  • Account deletion — email us and we will remove your account data from PlayFab
  • Data access — ask us what data we hold about you

To exercise these rights, contact us at investup462@gmail.com.

Changes to This Policy

We may update this policy from time to time. Changes will be posted on this page with an updated "Last updated" date.

Contact

If you have questions about this privacy policy, reach out at:

investup462@gmail.com

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